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Foreclosure Mediation

Since July 1, 2010, Vermont law provides Vermont homeowners in foreclosure with the right to meet with a representative of their lender or mortgage servicer to discuss options for staying in their home. This meeting is called a Foreclosure Mediation and is facilitated by a neutral third party called a mediator. Any foreclosure proceeding instituted after December 1, 2013, must comply with the provisions of Act 8 amending 12 V.S.A. §§ 4631-37, including filing a copy of the Foreclosure Mediation Report and other information and documents with the Attorney General’s Office. Should you have any difficulties, please e-mail

Instructions for the Foreclosure Mediation Report:

  • Download the Mediation Report: Part I and Part II
  • Complete all relevant information.
  • Mediators must file only Part I of their report with the Court, while Parts I and II should be sent by email to the Attorney General’s Office at

Foreclosure Resources

Vermont homeowners who are facing foreclosure may contact the Vermont Department of Financial Regulation’s Mortgage Assistance Program by calling 802-828-3307 or 888-568-4547, or by visiting its website. The NeighborWorks Alliance of Vermont may also be able to point homeowners to organizations that may be able to provide other relevant forms of assistance.