Since July 1, 2010, Vermont law provides Vermont homeowners in foreclosure with the right to meet with a representative of their lender or mortgage servicer to discuss options for staying in their home. This meeting is called a Foreclosure Mediation and is facilitated by a neutral third party called a mediator.
Any foreclosure proceeding instituted after December 1, 2013, must comply with the provisions of Act 8 amending 12 V.S.A. §§ 4631-37, including filing a copy of the Foreclosure Mediation Report and other information and documents with the Attorney General’s Office. Should you have any difficulties, please e-mail AGO.MediationReport@vermont.gov.
Instructions for the Foreclosure Mediation Report:
- Download the Mediation Report: Part I and Part II
- Complete all relevant information.
- Mediators must file only Part I of their report with the Court, while Parts I and II should be sent by email to the Attorney General’s Office at AGO.MediationReport@vermont.gov.
Vermont homeowners who are facing foreclosure may contact the Vermont Department of Financial Regulation’s Mortgage Assistance Program by calling 802-828-3307 or 888-568-4547, or by visiting its website. The NeighborWorks Alliance of Vermont may also be able to point homeowners to organizations that may be able to provide other relevant forms of assistance.